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Annuities — An Introduction

When you buy an annuity, you set up an agreement with your insurance company that creates your own "pension plan."

There are two phases of an annuity plan. In Phase One or the "pay in" phase, you pay the insurance company. In Phase Two or the "pay out" phase, the insurance company pays you a "salary" when you retire. (article continued)

To get started on your annuity plan, fill in the short form below. You will be guided through a quick and easy process that will help you find the perfect annuity for your needs. You will also receive the "Insiders Guide" free.

First Name:

Last Name:

Sex: Male Female

Date of Birth:
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City
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Daytime Phone
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Amount of Money You Are Considering To Invest Now
Where is This Money Now
Do You Plan To Add Funds
How Much Do You Plan To Add?
When Would You Like To Begin Receiving Payments?
Special requests or other information

You can set up your annuity in a variety of ways. For example, you can give your insurance company a big lump sum at the beginning and have their financial officers invest the money for you instead of paying the company in a series of small payments. You can choose to take your payments in over a short period of time, for example: five years.

The big advantage of annuities is that you don't pay taxes until the "pay out" period.

There are many different annuity plans. The terms and conditions can be hard to understand. For this reason, you may need help from a licensed professional insurance agent.

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